Hidden Homeowner Cost

Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay during the home buying process, while others will be recurring costs for as long as you own the home.

Closing costs

There are several smaller fees that add up to a rather large sum when you’re going through the closing process-loan fees, attorney fees, underwriting fees, and more. They typically add up to 2-5% of the purchase price. For a $300,000 home-roughly the national median-that’s in the neighborhood of $10,000, so be sure to budget for it.

Appraisal

Your lender will require an appraisal, and the appraisal fee (a few hundred dollars) comes out of your pocket. Inspection

The few hundred dollars you’ll pay for a home inspection is money well spent, but it’s something you have to keep in mind during the purchase process. You’ll have the peace of mind of knowing the house is free from any major issues, and you’re making a smart, solid investment.

Insurance

Although homeowners insurance isn’t legally required, it’ll almost certainly be required by your lender. Further insurance, such as flood insurance, may also be required (depending on your location).

Home Owners Association

If you’re living in a property or community with shared spaces, you’ll almost certainly have an HOA fee. This pays for things like trash removal, maintenance of common areas, and for recreational facilities like gyms and swimming pools.


Robyn Jones on the Zillow Top Producer Panel

Thinking of listing your home? Why not use one of the top agents in the area who has grown her business by building an incredible online presence, an incredible team and strong processes. With approximately 95% of all buyers looking on the internet, you want an agent that understands how to interface and capture buyers searching for their homes online! Robyn not only understands how to sell homes harnessing the power of the internet, she shares her success and processes with other agents as she did on the recent Zillow Top Producer Panel in Nashville. Why not use the best? Click on the pictures to see what Robyn talked about!

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Best Realtors in Katy Texas

IMG_20160526_213444We aren’t just the top rated Realtor in Katy and Cinco Ranch, we are award winning nationwide performing in the top 5% of NextHome Realtors for 2015. We aer excited to be awarded the Hall of Fame and Pinnacle Award at the NextHomes first summit!

 

NextHome announces its newest office in Katy, Texas! Robyn Jones Homes is now NextHome Real Estate Place!

Robyn Jones Homes is now NextHome Real Estate Place! Top producing Realtors in Katy, Texas!

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Robyn Jones Homes is now NextHome Real Estate Place!

Robyn Jones Homes is not going anywhere! We are are now NextHome Real Estate Place! Watch us grow! Experience our wonderful services!  Looking for the top Realtor in Katy, Texas? Look no more! Give us a call!

NextHome We Arent Going Anywhere